Features That Matter

A different approach to lending

The Original
Crypto-Backed Loan

  • Starting from $1,000*
  • APRs from 0.52%*
  • Terms from 12 to 60 months
  • Starting LTV from 20% - 70%
  • $0 origination or prepayment fees
*Available rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction, and collateral profile. Other terms, conditions, and restrictions may apply.
Crypto-backed loan dashboardm onitoring loan health and collateral balance on desktop

What is Stabilization?

We are the only lender that preserves the value of your crypto portfolio in a market downturn

Stabilization Happens

When your LTV surpasses the stabilization threshold of 90.91%, we will immediately convert your portfolio to stablecoin (USDC) to preserve its value and provide you with more options for managing your loan.

Manage Your Options

Want to convert back to your original portfolio mix when you think the timing is right? Simply lower your LTV below 83.33% by depositing more collateral or by paying down the balance of your loan.

Convert Back to Crypto

The new “Convert” section of your borrower experience will appear after restoring the health of your loan (LTV below 83.33%). You will have the option to convert your collateral back to its original mix or any other collateral mix we support.

Assets We Accept

Do you hold several cryptocurrencies? Use a combination of them to get a loan and get funds in USD or Stablecoin.
Photo of crypto assets that we accept as collateral
Example LTV graph showing that the loan is in good health

Monitor Your Loan Health

Our near real-time system reports your loan health (in Loan-to-Value ratio) through the life of your loan. We’ve created industry-leading tools, so you can stay informed and manage the risks or opportunities associated with your loan.

Your Portfolio, All in One Place

With our real-time pricing updates for cryptoassets, you can get an accurate view of your entire portfolio in one place.
View of an example portfolio balance on the SALT App
Real time notifications from the SALT app

Notifications

We monitor your account, every moment of every day. Choose the notification triggers that work for you and get free, personalized account messages in real-time via:
  • SMS
  • Email
  • Phone Call
  • Push Notifications

SALT, Wherever You Go

Monitor your loan-to-value ratio and loan collateral details on the go. Create a secure PIN to quickly access your SALT account.
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SALT Mobile App Loan Health iPhone Product Shot

Security & Controls

How We Keep Your Crypto Safe

Fireblocks Partnership

We’ve partnered with Fireblocks– a trusted custody management platform that many top crypto companies rely on for the safe, secure transfer of collateral assets– and are excited about their approach to MPC technology primarily because it means enhanced security for you as well as faster transactions for both SALT and our customers.

Insurance

Similar to Fireblocks, SALT maintains Cyber Insurance, meaning the company will be covered in the event of cyber-related incidents (e.g. cyber breaches, cyber extortion, technology errors or failures, loss of data assets, etc.) as well as theft of crypto assets resulting from such incidents. Fireblocks’ eCrime Event coverage also covers assets in transit.

Custody Agnostic

We recently announced our new custody agnostic approach, which allows us to distribute risk, enhance security, reduce interest rates, fund loans more swiftly, and focus on expanding our suite of wealth preservation products.

Reliable Access to Assets

Our custody process and custody partners, like Fireblocks, require multi-user authorization, meaning that access to your assets never hinges on one individual. You can count on us to be available to return your assets. Click on this link if you have questions about what happens to your collateral after deposit.

Customer Service

Unlike other lenders, we provide customer service from real people
Contact Us Now
One of the biggest selling points for us and one of the top reasons our borrowers have such a positive experience with us is that unlike other lenders, we provide the option for you to speak to a person at SALT via phone. We offer phone support during normal business hours and online support 24/7/365.

On average, customers have rated our service at 97% satisfaction.

Don’t just take our word for it,
see what others are saying

"My SALT loans are helping me accomplish my mining goals. We utilized some of the cash flow to add mining equipment at a critical time. By taking out a loan with SALT, we're able to have our cake and eat it, too."
Bill L.
Loan Holder
"It’s extremely easy to apply for a loan. The platform is simple. It’s clean, and there’s not a lot of jargon to comb through, which makes it significantly easier to go through the loan process."
Justin P.
Loan Holder
"I am extremely pleased with the support I got. They put an extra effort in to help me get the answers I wanted. I can surely work with a company with such great client service."
Reginald H.
Platform User

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