Stabilization
Reduce stress, preserve wealth
Loan Health
Monitor your loan-to-value
Cryptoasset Portfolio
Track your assets in one place
Keep Tabs on the Go
Mobile app, real-time notifications
Security
Multi-signature, cold storage
Customer Service
24/7/365 customer support
The Original
Crypto-Backed Loan
- Starting from $5,000*
- Interest rates from 3.5% *
- Terms from 3 to 12 months
- Starting LTV from 30% - 70%
- $0 origination or prepayment fees
* Not available in all jurisdictions. Please see Borrower Portal for more information.
WHAT IS STABILIZATION?
We are the only lender that preserves the value of your crypto portfolio in a market downturn
Stabilization Happens
When your LTV surpasses the stabilization threshold of 90.91%, we will immediately convert your portfolio to stablecoin (USDC) to preserve its value and provide you with more options for managing your loan.
Manage Your Options
Want to convert back to your original portfolio mix when you think the timing is right? Simply lower your LTV below 83.33% by depositing more collateral or by paying down the balance of your loan.
Convert Back to Crypto
The new “Convert” section of your borrower experience will appear after restoring the health of your loan (LTV below 83.33%). You will have the option to convert your collateral back to its original mix or any other collateral mix we support.
Assets We Accept
Do you hold several cryptocurrencies? Use a combination of them to get a loan and get funds in USD or Stablecoin.
Monitor Your Loan Health
Our near real-time system reports your loan health (in Loan-to-Value ratio) through the life of your loan. We’ve created industry-leading tools, so you can stay informed and manage the risks or opportunities associated with your loan.
Your Portfolio, All in One Place
WE SUPPORT
Notifications
We monitor your account, every moment of every day. Choose the notification triggers that work for you and get free, personalized account messages in real-time via:
- SMS
- Phone Call
- Push Notifications
SALT, Wherever You Go
Monitor your loan-to-value ratio and loan collateral details on the go. Create a secure PIN to quickly access your SALT account.
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SECURITY & CONTROLS
How We Keep Your Crypto Safe
Fireblocks Partnership
We’ve partnered with Fireblocks– a trusted custody management platform that many top crypto companies rely on for the safe, secure transfer of collateral assets– and are excited about their approach to MPC technology primarily because it means enhanced security for you as well as faster transactions for both SALT and our customers.
Insurance
Similar to Fireblocks, SALT maintains Cyber Insurance, meaning the company will be covered in the event of cyber-related incidents (e.g. cyber breaches, cyber extortion, technology errors or failures, loss of data assets, etc.) as well as theft of crypto assets resulting from such incidents. Fireblocks’ eCrime Event coverage also covers assets in transit.
Custody Agnostic
We recently announced our new custody agnostic approach, which allows us to distribute risk, enhance security, reduce interest rates, fund loans more swiftly, and focus on expanding our suite of wealth preservation products.
Reliable Access to Assets
Our custody process and custody partners, like Fireblocks, require multi-user authorization, meaning that access to your assets never hinges on one individual. You can count on us to be available to return your assets.
One of the biggest selling points for us and one of the top reasons our borrowers have such a positive experience with us is that unlike other lenders, we provide the option for you to speak to a person at SALT via phone. We offer phone support during normal business hours and online support 24/7/365.
On average, customers have rated our service at 97% satisfaction.
Don’t just take our word for it,
see what others are saying
Don’t just take our word for it, see what others are saying
I am extremely pleased with the support I got. They put an extra effort in to help me get the answers I wanted. I can surely work with a company with such great client service.