Rates & Fees

0%

Withdrawal Fees

0%

Custody Fees

0%

Origination Fees

0%

Prepayment Fees

0%

Bounced ACH Fees

0%

  Withdrawal Fees

0%

  Prepayment Fees

0%

  Custody Fees

0%

  Origination Fees

0%

  Bounced ACH Fees

   APY Reward Rates

All loans are priced at an interest rate of 9.99%. However, Stackwise offers multiple ways to pay yourself back.

LTV

30%

40%

50%

60%

70%

Interest Rate

9.99%

9.99%

9.99%

9.99%

9.99%

Net Rate

w/ SALT Token (up to -2%)

5.5%

7.5%

8.5%

9.49%

9.99%

3.5%

5.5%

6.5%

7.49%

7.99%

Net Rate (APR)

LTV

Base

w/ SALT Token (up to -2%)

30%

40%

50%

60%

70%

5.5%

7.5%

8.5%

9.49%

9.99%

3.5%

5.5%

6.5%

7.49%

7.99%

Got SALT Token? 

Redeem it at origination to take an additional

2%

off your APR

*70% LTV option available for business loans only.

*Available rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction, and collateral profile. Other terms, conditions, and restrictions may apply.

What if the market crashes, and the value of my assets dip?

Stabilization fees are just 5% & your first conversion is free

Following conversions are 1%

 

Don’t see what you’re looking for?

Tell us more about what you’re looking for and let’s get creative.

   Cash-Back-Rates

StackWise allows you to earn rewards back based on your LTV and loan amount, effectively lowering your APR (of yourse, you can also just pocket the cash.) 

EXAMPLE:

Loan Amount

Collateral

LTV

$15,000

$50,000

30%

Base APR

 9.99%

LTV Rewards

 +4.49%

Net APR

3.5%