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Rates & Fees

0%
Origination Fee
Prepayment Fees
Bounced ACH Fees
Refinance Fees
Withdrawal Fees
5%
Stabilization
5%
Liquidation (Default)
0%
Liquidation (Monthly Payment - Stablecoin)
1.5%
Liquidation (Monthly Payment or Loan Payoff - Non-Stablecoin)
1%*
Conversion
(Post-stabilization)
*The fee for a borrower’s first conversion is automatically waived
Learn About Stabilization

StackWise APY Reward Rates

StackWise offers multiple ways to lower your monthly rate.
Principal & Interest
Interest Only
LTV
Reward Rate
APR (P&I)
20%
9.04%
0.52%
30%
6.04%
2.17%
50%
3.04%
3.82%
70%
0%
5.49%
LTV
Reward Rate
APR (IO)
20%
9.04%
0.95%
30%
6.04%
3.95%
50%
3.04%
6.95%
70%
0%
9.99%
*Available rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction, and collateral profile. Other terms, conditions, and restrictions may apply.
Learn more about the StackWise Program

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