Unlock the Wealth Potential of Your Bitcoin

Designed for individuals, businesses, and investors to leverage digital assets. Access cash loans without selling your Bitcoin, earn yield, and invest strategically.

Liquidity:
Simple, Fast, and Secure Bitcoin-Backed Loans

No need to sell your Bitcoin. Borrow against it. With SALT, it’s simpler than ever! Trusted by thousands of individuals, businesses, and investors. Explore your bitcoin-loan options on our app.

Asset Grow:
Turn Idle Bitcoin Into Active Gains

Use your Bitcoin or Ethereum as collateral and invest the dollars strategically without selling your digital assets, or dealing with tax headaches.

Gain Yield:
Turn Your Crypto Into Passive Growth

Earn competitive returns on your Bitcoin, Ethereum, or Stablecoins with SALT LEND. Keep ownership of your assets while they generate steady income for you.

Live Your Best Life Using Your Digital Assets.

Life is full of adventure, and bitcoin and other digital assets can fuel them. Who said you can’t have the best of both worlds? HODL and access cash. Take a SALT loan to better leverage your digital assets.

Open an account in under 60 seconds

The Original Bitcoin-Backed Loan

Crypto-backed, not credit-based

Unlike traditional loans that rely on your credit score, SALT offers loans backed by your cryptoassets, meaning you can borrow without impacting your credit. We call that the smarter way to get cash, preserve your crypto, and take advantage of your crypto holdings.

  • Rates starting at

    8.95%

  • Term duration

    12-Months

  • Borrow up to

    70% LTV

  • Prepayment Fees

    None

Available rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction, and collateral profile. Other terms, conditions, and restrictions may apply.
Get started

Our audience

For Personal:
Access Cash, Leverage Your Bitcoin

  • Live Your Life: Get Financial Freedom

    Use your digital assets as collateral to get the liquidity you need, while holding onto your Bitcoin for future growth.

  • Fast Access to Funds

    Get cash in as little as 24-48 business hours, with the flexibility to borrow up to 70% of your collateral’s value.

  • Stabilize and Protect Your Assets

    Protect your investments during market downturns with Stabilization. It automatically converts your crypto collateral to USDC, preserving value and allowing you to re-enter the market when the time is right.

  • Think About Net Benefit of Borrowing

    With an average Bitcoin growth rate of 50%, inflation at 7%, and borrowing costs at 13%, your net benefit is a 40% gain. Borrowing becomes a smart financial move — liquidity today, growth tomorrow.

For Businesses:
Unlock Capital, Achieve Growth

  • Raise Business Capital With Ease

    Access cash in just 1-2 business days through Bitcoin-backed loans, fueling your business goals without selling your assets.

  • Leverage Growth Opportunities

    Maintain liquidity and take advantage of market opportunities without sacrificing your assets’ potential, long-term growth.

  • Get Cash for Operational Expenses

    Use your digital assets to cover expenses, meet payroll, or manage monthly needs—all while holding onto your crypto.

  • Manage Volatility

    Earn up to 10% APY on Bitcoin, Ethereum, and stablecoins, managing volatility while keeping your investments secure.

Learn more

For Private Clients:
Exclusive Wealth Strategies

  • Leverage Your Digital Asset Potential

    As a sophisticated investor, do more with your digital assets. Gain access to tailored strategies that set you apart.

  • Effortless Access to Liquidity

    Get cash when you need it, with personalized lending terms and quick access to funds, without selling your digital assets.

  • Dedicated Relationship Manager

    Experience the convenience of having a personal point of contact, offering proactive, C-suite-level support tailored to your unique needs. Enjoy speed, flexibility, and expert guidance every step of the way.

  • Flexible Wealth Solutions

    Access a variety of borrowing and lending options designed to maximize the flexibility of your digital assets. Access personalized strategies to enhance liquidity, drive growth, and protect your wealth.

Learn more

Your Bitcoin. Fully Secure. Always. Since 2016.

Since 2016, we've weathered the highs and lows of the crypto market while maintaining a flawless record. While many competitors were wiped out, we’ve stood strong, never losing a single client’s assets.

Don’t just take our word for it, see what SALTINEs are saying...

Assets We Accept

Combine multiple cryptocurrencies to borrow funds in USD or Stablecoin.

Got a Minute?

  1. Sign Up Quickly: Set up your account in under a minute.
  2. Easy Application: Follow our simple process to apply for a loan without a credit check.
Open your account and test the platform

The SALT Difference: The Preferred Choice

Here’s why SALT is the smart choice for anyone looking to build their private reserves and leverage digital assets for growth:
  • US Jurisdictional Head Start: SALT operates under US jurisdiction, providing the most comprehensive coverage with trusted and regulated solutions. Get trusted and regulated solutions that give you peace of mind.
  • Security & Trust Built on Experience: With real-world experience since almost a decade, we’ve developed proven processes to ensure your assets are always protected. We understand the crypto space inside and out, and our security measures are designed to keep you safe in any market environment.

  • Leverage Your Digital Assets for Growth: We help you unlock the full potential of your digital assets—whether for business growth, personal investments, or building private reserves. Leverage your bitcoin easily without the need to sell.
  • Stabilization: Protecting Your Collateral: Stabilization is at the core of our offering. We actively protect your collateral through market-leading risk management techniques, ensuring your assets are safeguarded while you continue to leverage them.
Learn more about stabilization

Want cash within 24-48 hours without selling your Bitcoin?

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