Personal loans for
HODLers like you

Apply For A Loan

Achieve your goals without selling your crypto.

  • Make a large purchase (e.g. mining equipment, car, vacation)
  • Complete a home project or renovation
  • Terms from 12 to 60 months
  • Pay off credit card debt or create a rainy day fund
  • Re-invest or trade your cryptoassets
Get Started TodayLearn About A Business Loan
Crypto-backed loan dashboardm onitoring loan health and collateral balance on desktop

StackWise APY Reward Rates

StackWise offers multiple ways to lower your monthly rate.
Principal & Interest
Interest Only
LTV
Reward Rate
APR (P&I)
20%
9.04%
0.52%
30%
6.04%
2.17%
50%
3.04%
3.82%
70%
0%
5.49%
LTV
Reward Rate
APR (IO)
20%
9.04%
0.95%
30%
6.04%
3.95%
50%
3.04%
6.95%
70%
0%
9.99%
*Available rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction, and collateral profile. Other terms, conditions, and restrictions may apply.
We offer loans above $1m. For questions, contact [email protected] to speak with one of our loan specialists.

Don't just take our word for it, see what others are saying

“I have a motto when I partner with any business. ‘I want to be with the Coca-Cola of the industry!’ What that means is I want to be with a company that will be here for the long haul and not just a quick cash grab. Having various conversations with SALT’s team members, I felt incredibly secure in the future of SALT as a company. When I was interviewing SALT I was briefed about their new products coming down the pipeline. There are a lot of companies in this space that make a lot of ‘noise’ about new innovations they claim to be rolling out. But when it comes down to SALT, they deliver on their promise.”
Drew D.

Loans to help you accomplish your goals

Why miners, traders, and Bitcoiners choose SALT

Competitive rates

We offer competitive interest rates on loan amounts starting from $1,000 up into the millions

No credit checks

If you have crypto, you have credit. We can move quickly and fund your loan within 24-48 hours.

24/7 customer support

Our support team is available via phone during normal business hours or via email 24/7/365

Payout in fiat or stablecoin

No bank? No problem. Stablecoin payouts and deposits make it easy for you to manage your loan outside of normal banking hours

Stablecoin deposits

Easily manage your loan outside of normal banking hours and stabilize your Loan-to-Value (LTV) at anytime

Loan management

Our mobile app, LTV Monitor, and real-time alert system allow you to track & manage your loan, wherever you are

Customization

We offer flexible loan terms from 12-60 months and LTVs up to 70%. You can customize your loan when you apply

No hidden fees

We don’t charge origination or prepayment fees, so you can pay back as much of your loan whenever you want

Don't see what you're looking for?

Tell us more about what you’re looking for and let’s get creative.
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