Rates & Fees
0%
Prepayment Fees
Custody Fees
Withdrawal Fees
Liquidation
(Monthly Payment - Autopay with Collateral Enabled)
(Monthly Payment - Autopay with Collateral Enabled)
1%
Origination Fee*
Conversion
(Post-Stabilization)
(Post-Stabilization)
1.5%
Processing Fee for Late Payments with Cryptocurrency
5%
Stabilization Fee
*Not applicable in all jurisdictions.
Origination Fee may be applicable to refinances and may be deemed administrative fee in applicable jurisdictions
Origination Fee may be applicable to refinances and may be deemed administrative fee in applicable jurisdictions
Standard Rates
| LTV | Origination Fee* *Where Applicable |
Interest Rate | APR | Term |
|---|---|---|---|---|
| 30% | 1% | 7.95% | 8.95% | 12 months |
| 50% | 1% | 9.95% | 10.95% | 12 months |
| 70% | 1% | 13.45% | 14.45% | 12 months |
* Terms and Conditions Apply. SALT RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Loan inquiry does not constitute an offer, availability, or application for a loan. Loan options and terms selected may not be available in your jurisdiction, for your loan amount, and or collateral type. SALT Loans are subject to jurisdictional limitations and other restrictions. SALT may not be able to offer a loan to all borrowers. SALT loans are originated by Salt Lending LLC. NMLS #1711910. NMLS Consumer Access.
Key Loan Terms
| Title | Details |
|---|---|
| Structure | Term loan |
| Borrower Eligibility | Eligibility is determined on a case-by-case scenario subject to KYC/AML requirements and varies based on the amount of the loan |
| Jurisdictional Eligibility | Loans are available except in certain jurisdictions listed on our Ineligible Jurisdictions page | Prepayment option | Loan is repayable at any time with no penalty |
| Monthly Payment Options | Principle & Interest or Interest Only* (*where applicable) |
| Ways to pay | Wire, Stablecoin, or Collateral backing the loan |
| Reverse Margin Call | Collateral is withdrawable at any time with no fee, so long as you do not exceed the LTV at origination threshold |
| Margin Notifications | 75% - courtesy notice - no action required 83.33% - margin call notice you are encouraged to deposit additional collateral 90.91% - collateral is converted to stablecoins |
| Stabilization | Each loan is automatically Stabilized if your LTV should exceed 90.91% - once you have returned the LTV to 83.33% you'll be able to convert the stablecoin back into BTC/ETH at your convenience |
| Refinancing | All loans are eligible for refinancing at any time subject to current rates and fees |
* Terms and Conditions Apply. SALT RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Loan inquiry does not constitute an offer, availability, or application for a loan. Loan options and terms selected may not be available in your jurisdiction, for your loan amount, and or collateral type. SALT Loans are subject to jurisdictional limitations and other restrictions. SALT may not be able to offer a loan to all borrowers. SALT loans are originated by Salt Lending LLC. NMLS #1711910. NMLS Consumer Access.
Loan Intake Form
get Pre-qualified!
Rates dependent on jurisdiction. Your collateral is your credit. No credit checks involved.
* Terms and Conditions Apply. SALT RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Loan inquiry does not constitute an offer, availability, or application for a loan. Loan options and terms selected may not be available in your jurisdiction, for your loan amount, and or collateral type. SALT Loans are subject to jurisdictional limitations and other restrictions. SALT may not be able to offer a loan to all borrowers. SALT loans are originated by Salt Lending LLC. NMLS #1711910. NMLS Consumer Access.