Personal loans for
HODLers like you

The repayments on a personal loan of $10,000 with a loan to value of 50% repaying Principal & Interest over 12 months are $870 per month based on a fixed rate of 8% APR with no SALT redemption. The total cost of credit is $438*There are no early repayment fees or penalties. There is a 5% liquidation fee to resolve missed payments or cure the LTV in your loan. APR’s are standardized at 9.99% and can be effectively reduced down to 3.5%through a combination of redeeming SALT Token and LTV via the the StackWise Crypto Cashback Rewards Program.

SALT Loan Dashboard for Desktop

Achieve your goals without selling your crypto.

   APY Reward Rates

All loans are priced at an APR of 9.99%. However, Stackwise offers multiple ways to pay yourself back.

LTV

30%

40%

50%

60%

Interest Rate (APR)

9.99%

9.99%

9.99%

9.99%

Net Rate (APR)

w/ SALT Token (up to -2%)

5.5%

7.5%

8.5%

9.49%

3.5%

5.5%

6.5%

7.49%

Net Rate (APR)

LTV

Base

w/ SALT Token (up to -2%)

30%

40%

50%

60%

5.5%

7.5%

8.5%

9.49%

3.5%

5.5%

6.5%

7.49%

Got SALT Token? 

Redeem it at origination to take an additional

2%

off your APR

*Available rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction, and collateral profile. Other terms, conditions, and restrictions may apply.

We offer loans above $1m. For questions, contact [email protected] to speak with one of our loan specialists.

Don’t just take our word for it,
see what others are saying

“I have a motto when I partner with any business. ‘I want to be with the Coca-Cola of the industry!’ What that means is I want to be with a company that will be here for the long haul and not just a quick cash grab. Having various conversations with SALT’s team members, I felt incredibly secure in the future of SALT as a company. When I was interviewing SALT I was briefed about their new products coming down the pipeline. There are a lot of companies in this space that make a lot of ‘noise’ about new innovations they claim to be rolling out. But when it comes down to SALT, they deliver on their promise.” 

 

Drew D.

Loans to help you accomplish your goals

Why miners, traders, and Bitcoiners choose SALT

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Competitive Rates

We offer competitive interest rates on loan amounts starting from $5,000 up into the millions.

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No credit checks

If you have crypto, you have credit. We can move quickly and fund your loan within 24-48 hours.

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24/7 customer support

Our support team is available via phone during normal business hours or via email 24/7/365.

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Payout in fiat or stablecoin

No bank? No problem. Stablecoin payouts and deposits make it easy for you to manage your loan outside of normal banking hours.

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Stablecoin deposits

Easily manage your loan outside of normal banking hours and stabilize your Loan-to-Value (LTV) at anytime.

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Loan management

Our mobile app, LTV Monitor, and real-time alert system allow you to track & manage your loan, wherever you are.

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Customization

We offer flexible loan terms from 3-12 months and LTVs up to 70%. You can customize your loan when you apply.

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No Hidden Fees

We don’t charge origination or prepayment fees, so you can pay back as much of your loan whenever you want.

Don’t see what you’re looking for?

Tell us more about what you’re looking for and let’s get creative. 

   Cash-Back-Rates

StackWise allows you to earn rewards back based on your LTV and loan amount, effectively lowering your APR (of course, you can also just pocket the cash.) 

EXAMPLE:

Loan Amount

Collateral

LTV

$15,000

$50,000

30%

Base APR

 9.99%

LTV Rewards

 +4.49%

Net APR

3.5%