Personal loans for
HODLers like you
Apply For A LoanAchieve your goals without selling your crypto.
- Make a large purchase (e.g. mining equipment, car, vacation)
- Complete a home project or renovation
- 12-month loan terms
- Pay off credit card debt or create a rainy day fund
- Re-invest or trade your cryptoassets
![Crypto-backed loan dashboardm onitoring loan health and collateral balance on desktop](https://saltlending.com/wp-content/uploads/2022/05/Loan-Screen-Product-Shot.png)
Borrow Low
8.95% - 14.45%* APR
*Available rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction, and collateral profile. Other terms, conditions, and restrictions may apply. Listed range is based on a 1 year term. APRs may increase up to 22.44% based on terms longer than 1 year.
Don't just take our word for it, see what others are saying
“I have a motto when I partner with any business. ‘I want to be with the Coca-Cola of the industry!’ What that means is I want to be with a company that will be here for the long haul and not just a quick cash grab. Having various conversations with SALT’s team members, I felt incredibly secure in the future of SALT as a company. When I was interviewing SALT I was briefed about their new products coming down the pipeline. There are a lot of companies in this space that make a lot of ‘noise’ about new innovations they claim to be rolling out. But when it comes down to SALT, they deliver on their promise.”
Drew D.
Loans to help you accomplish your goals
Why miners, traders, and Bitcoiners choose SALT
Competitive rates
We offer competitive interest rates on loan amounts starting from $1,000 up into the millions
No credit checks
If you have crypto, you have credit. We can move quickly and fund your loan within 24-48 hours.
Customer support
Our support team is available via email during normal business hours
Payout in stablecoin
No bank? No problem. Stablecoin payouts and deposits make it easy for you to manage your loan outside of normal banking hours
Stablecoin deposits
Easily manage your loan outside of normal banking hours and stabilize your Loan-to-Value (LTV) at anytime
Loan management
Our mobile app, LTV Monitor, and real-time alert system allow you to track & manage your loan, wherever you are
Customization
We offer 12-month loan terms and LTVs up to 70%. You can customize your loan when you apply
No hidden fees
We don’t charge prepayment fees, so you can pay back as much of your loan whenever you want
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