Bitcoin As Collateral
Loan for bitcoiners.
SALT is the preferred lender for the Bitcoin community
No credit checks
When it comes to bitcoin-backed loans, if you have bitcoin, you have credit. Unlike traditional loans, there’s no need for us to run a credit check to approve your application. We can move faster than most traditional lenders and fund your loan within 24-48 hours.
Your loan, your way
We offer competitive rates on loans from $1,000 up into the millions, terms ranging from 12-60 months, and loan-to-value ratios (LTVs) ranging from 20%-70% so you can customize your loan. Plus, we don’t charge origination or prepayment fees. How’s that for flexibility?
No bank account required
No bank? No problem. Not only can you receive your loan payout in stablecoin (or fiat if you prefer), but with the ability to deposit additional bitcoin or stablecoin, we make it easy for you to manage your loan outside of normal banking hours.
Easy payments in Bitcoin
Whether you’re a miner receiving bitcoin block rewards or you’re a Bitcoiner who prefers to use bitcoin wherever possible, we make it easy for you to lean on bitcoin to manage your loan.
Our Loan Products
Choose the loan option that best fits your financial strategy.
Certified Bitcoin
Professionals (CBP)
At SALT, we take pride in understanding the core technology behind what makes our business possible. Approximately 40% of the SALT team are Certified Bitcoin Professionals.
“The fact that such a large percentage of our team is CBP-certified is a leading indicator that we’re in it for the long term and that bitcoin and technology are passion points for our employees. We care about understanding blockchain technology because we believe the better understanding we have, the better products and services we can build for our customers.”
— Dirk Anderson, Chief Technology Officer at SALT and member of the CryptoCurrency Security Standards (CCSS) Steering Committee
“The fact that such a large percentage of our team is CBP-certified is a leading indicator that we’re in it for the long term and that bitcoin and technology are passion points for our employees. We care about understanding blockchain technology because we believe the better understanding we have, the better products and services we can build for our customers.”
— Dirk Anderson, Chief Technology Officer at SALT and member of the CryptoCurrency Security Standards (CCSS) Steering Committee
Our Process
How do I request a loan?
01
Sign Up And Verify
Create a SALT account and complete identity verification
02
Customize Loan
Select your borrowing preferences and submit your loan application
03
Deposit Collateral
Send assets to your unique, multi-signature SALT collateral wallet
04
Get Funding
Once approved, receive cash, TUSD, or USDC directly to your account
Contact Us
Have Questions?
Our loan managers will be happy to answer any questions about our loans and help you find the best plan for your needs.
By Phone
+1-(866) 615-6319
Monday-Friday
9AM - 6PM (MST)
+1-(866) 615-6319
Monday-Friday
9AM - 6PM (MST)