Loans backed by Bitcoin.

If you have Bitcoin, you have credit.
Sign Up

BITCOIN AS COLLATERAL

Loans for Bitcoiners.

SALT is the preferred lender for the Bitcoin community
CREDIT CHECKS ICON

No credit checks

When it comes to bitcoin-backed loans, if you have bitcoin, you have credit. Unlike traditional loans, there’s no need for us to run a credit check to approve your application. We can move faster than most traditional lenders and fund your loan within 24-48 hours.
LTV ICON

Your loan, your way

We offer competitive rates on loans from $5,000 up into the millions, terms ranging from 3-12 months, and loan-to-value ratios (LTVs) ranging from 30%-70% so you can customize your loan. Plus, we don’t charge origination or prepayment fees. How’s that for flexibility?
NO BANK ICON

No bank account required

No bank? No problem. Not only can you receive your loan payout in stablecoin (or fiat if you prefer), but with the ability to deposit additional bitcoin or stablecoin, we make it easy for you to manage your loan outside of normal banking hours.
PAYMENTS ICON

Easy Payments in Bitcoin

Whether you’re a miner receiving bitcoin block rewards or you’re a Bitcoiner who prefers to use bitcoin wherever possible, we make it easy for you to lean on bitcoin to manage your loan.
CREDIT CHECKS ICON

No credit checks

When it comes to bitcoin-backed loans, if you have bitcoin, you have credit. Unlike traditional loans, there’s no need for us to run a credit check to approve your application. We can move faster than most traditional lenders and fund your loan within 24-48 hours.
LTV ICON

Your loan, your way

We offer competitive rates on loans from $5,000 up into the millions, terms ranging from 3-12 months, and loan-to-value ratios (LTVs) ranging from 30%-70% so you can customize your loan. Plus, we don’t charge origination or prepayment fees. How’s that for flexibility?
NO BANK ICON

No bank account required

No bank? No problem. Not only can you receive your loan payout in stablecoin (or fiat if you prefer), but with the ability to deposit additional bitcoin or stablecoin, we make it easy for you to manage your loan outside of normal banking hours.
PAYMENTS ICON

Easy Payments in Bitcoin

Whether you’re a miner receiving bitcoin block rewards or you’re a Bitcoiner who prefers to use bitcoin wherever possible, we make it easy for you to lean on bitcoin to manage your loan.
Learn more about how we help miners

OUR LOAN PRODUCTS

Choose the loan option that best fits
your financial strategy.

Business Loan

YOU CAN:

  • BULLET Start a new business
  • BULLET Fund your company
  • BULLET Expand your business

APPLY NOW

Path
LEARN MORE

Personal Loan

YOU CAN:

  • BULLET Reinvest your money
  • BULLET Renovate your home
  • BULLET Make a big purchase

APPLY NOW

Path
LEARN MORE

Certified Bitcoin
Professionals (CBP)

At SALT, we take pride in understanding the core technology behind what makes our business possible. Approximately 40% of the SALT team are Certified Bitcoin Professionals.

“The fact that such a large percentage of our team is CBP-certified is a leading indicator that we’re in it for the long term and that bitcoin and technology are passion points for our employees. We care about understanding blockchain technology because we believe the better understanding we have, the better products and services we can build for our customers.”

— Dirk Anderson, Chief Technology Officer at SALT and member of the CryptoCurrency Security Standards (CCSS) Steering Committee

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OUR PROCESS

How do I request a loan?

01

Sign Up and Verify

Create a SALT account and complete identity verification

02

Customize
Loan

Select your borrowing preferences and submit your loan request

03

Deposit
Collateral

Send assets to your unique, multi-signature SALT collateral wallet

04

Get
Funding

Once approved, receive cash or stablecoin directly to your wallet

APPLY NOW

Where can we lend?

MAP
LIST

North America

United States

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • D.C.
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Lousiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Islan
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Canada

  • Alberta
  • British Columbia
  • Manitoba
  • New Brunswick
  • N.L.
  • Nova Scotia
  • Ontario
  • PEI
  • Saskatchewan
  • N.W.T.
  • Nunavut
  • Yukon

South America

  • Brazil

Europe

  • Switzerland
  • United Kingdom

Asia

  • United Arab Emirates
  • Hong Kong

Oceania

  • Australia
  • New Zealand

Individual and Business Loans

Business Loans

APPLY NOW

NEED HELP?

Have Questions?

Our loan managers will be happy to answer any questions about our loans and help you find the best plan for your need

By Phone

By Email

+1-(866) 615-6319

[email protected]

Monday – Friday
8am – 9pm (Montain Time)

Get in Touch with an Expert

Loans for Bitcoin

Drop us a note and we'll be in touch as soon as possible.
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By submitting your contact information in the fields above you consent to being contacted by SALT to discuss your interest in products and services offered by Salt Lending and SALT affiliates. For more information see our Privacy Policy.

Crypto Loans

About SALT

Resources

Contact

Customer Support

+1 (720) 575-2272

[email protected]

Loan Support

+1 (720) 457-2288

[email protected]

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Salt Blockchain Inc, PO Box 8350 Denver, CO 80201

Use of, access to, and all other policies, restrictions, and limitations governing any pages, links, or content owned by Salt Blockchain Inc. (“Salt”) and/or affiliates provided here is controlled and governed by the documentation, policies, and statements therein. Please see Terms of Use for further information, disclosures, and policies.

Salt Lending LLC: Salt Master Fund II, LLC – NMLS 1711910 

NMLS Consumer Access

This website contains depictions that are a summary of the process for obtaining a loan and provided for illustrative purposes only. For example a one year $10,000 loan with a rate of 6.00% APR would have 12 scheduled monthly payments of $861. There is no down payment required. Annual percentage rates (APRs) through the website vary. The use or access of the website or platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. Additional terms, conditions, requirements, suitability, and screenings, among other restrictions, may apply at the sole discretion of Salt. Salt Lending LLC’s loans are issued pursuant to private agreements. You should review the representations and warranties described in the loan agreement.

Available rates and terms are subject to change and may vary based on loan amount, qualifications, and collateral profile. Other terms, conditions, and restrictions may apply.

Individual US citizen borrowers must be a permanent resident and at least 18 years old (or local age of majority).

Valid bank account and social security number/FEIN are required. Borrowing against collateral entails risk and may not be appropriate for your needs. Not FDIC-insured; investments may lose value; no Salt or bank guarantee. Salt does not provide legal and/or tax advice. Please consult your advisor.