Loans backed by Bitcoin.

If you have Bitcoin, you have credit.

BITCOIN AS COLLATERAL

Loans for Bitcoiners.

SALT is the preferred lender for the Bitcoin community
CREDIT CHECKS ICON

No credit checks

When it comes to bitcoin-backed loans, if you have bitcoin, you have credit. Unlike traditional loans, there’s no need for us to run a credit check to approve your application. We can move faster than most traditional lenders and fund your loan within 24-48 hours.
LTV ICON

Your loan, your way

We offer competitive rates on loans from $5,000 up into the millions, terms ranging from 3-12 months, and loan-to-value ratios (LTVs) ranging from 30%-70% so you can customize your loan. Plus, we don’t charge origination or prepayment fees. How’s that for flexibility?
NO BANK ICON

No bank account required

No bank? No problem. Not only can you receive your loan payout in stablecoin (or fiat if you prefer), but with the ability to deposit additional bitcoin or stablecoin, we make it easy for you to manage your loan outside of normal banking hours.
PAYMENTS ICON

Easy Payments in Bitcoin

Whether you’re a miner receiving bitcoin block rewards or you’re a Bitcoiner who prefers to use bitcoin wherever possible, we make it easy for you to lean on bitcoin to manage your loan.
CREDIT CHECKS ICON

No credit checks

When it comes to bitcoin-backed loans, if you have bitcoin, you have credit. Unlike traditional loans, there’s no need for us to run a credit check to approve your application. We can move faster than most traditional lenders and fund your loan within 24-48 hours.
LTV ICON

Your loan, your way

We offer competitive rates on loans from $5,000 up into the millions, terms ranging from 3-12 months, and loan-to-value ratios (LTVs) ranging from 30%-70% so you can customize your loan. Plus, we don’t charge origination or prepayment fees. How’s that for flexibility?
NO BANK ICON

No bank account required

No bank? No problem. Not only can you receive your loan payout in stablecoin (or fiat if you prefer), but with the ability to deposit additional bitcoin or stablecoin, we make it easy for you to manage your loan outside of normal banking hours.
PAYMENTS ICON

Easy Payments in Bitcoin

Whether you’re a miner receiving bitcoin block rewards or you’re a Bitcoiner who prefers to use bitcoin wherever possible, we make it easy for you to lean on bitcoin to manage your loan.

OUR LOAN PRODUCTS

Choose the loan option that best fits
your financial strategy.

Business Loan

YOU CAN:

Personal Loan

YOU CAN:

Certified Bitcoin
Professionals (CBP)

At SALT, we take pride in understanding the core technology behind what makes our business possible. Approximately 40% of the SALT team are Certified Bitcoin Professionals.

“The fact that such a large percentage of our team is CBP-certified is a leading indicator that we’re in it for the long term and that bitcoin and technology are passion points for our employees. We care about understanding blockchain technology because we believe the better understanding we have, the better products and services we can build for our customers.”

— Dirk Anderson, Chief Technology Officer at SALT and member of the CryptoCurrency Security Standards (CCSS) Steering Committee

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OUR PROCESS

How do I request a loan?

01

Sign Up and
Verify

Create a SALT account and complete identity verification

02

Customize
Loan

Select your borrowing preferences and submit your loan request

03

Deposit
Collateral

Send assets to your unique, multi-signature SALT collateral wallet

04

Get
Funding

Once approved, receive cash or stablecoin directly to your wallet

Where can we lend?

North America

United States

Canada

South America

Europe

Asia

Oceania

Individual and Business Loans

Business Loans

NEED HELP?

Have Questions?

Our loan managers will be happy to answer any questions about our loans and help you find the best plan for your need

By Phone

By Email

+1-(866) 615-6319

Monday – Friday
8am – 9pm (Montain Time)

Get in Touch with an Expert

Loans for Bitcoin

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The first card that lets you use
your crypto for everyday purchases,
without selling any of it.

The first card that lets you use
your crypto for everyday purchases,
without selling any of it.