Loans backed by Bitcoin.

If you have Bitcoin, you have credit.
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Bitcoin As Collateral

Loan for bitcoiners.
SALT is the preferred lender for the Bitcoin community

No credit checks

When it comes to bitcoin-backed loans, if you have bitcoin, you have credit. Unlike traditional loans, there’s no need for us to run a credit check to approve your application. We can move faster than most traditional lenders and fund your loan within 24-48 hours.

Your loan, your way

We offer competitive rates on loans from $1,000 up into the millions, terms ranging from 12-60 months, and loan-to-value ratios (LTVs) ranging from 20%-70% so you can customize your loan. Plus, we don’t charge origination or prepayment fees. How’s that for flexibility?

No bank account required

No bank? No problem. Not only can you receive your loan payout in stablecoin (or fiat if you prefer), but with the ability to deposit additional bitcoin or stablecoin, we make it easy for you to manage your loan outside of normal banking hours.

Easy payments in Bitcoin

Whether you’re a miner receiving bitcoin block rewards or you’re a Bitcoiner who prefers to use bitcoin wherever possible, we make it easy for you to lean on bitcoin to manage your loan.
Learn more about how we help miners

Our Loan Products

Choose the loan option that best fits your financial strategy.

Business Loan

You can:
    Start a new business
    Fund your company
    Expand your business
Apply NowLearn More

Personal Loan

You can:
    Reinvest your money
    Renovate your home
    Make a big purchase
Apply NowLearn More

Certified Bitcoin
Professionals (CBP)

At SALT, we take pride in understanding the core technology behind what makes our business possible. Approximately 40% of the SALT team are Certified Bitcoin Professionals.

“The fact that such a large percentage of our team is CBP-certified is a leading indicator that we’re in it for the long term and that bitcoin and technology are passion points for our employees. We care about understanding blockchain technology because we believe the better understanding we have, the better products and services we can build for our customers.”

— Dirk Anderson, Chief Technology Officer at SALT and member of the CryptoCurrency Security Standards (CCSS) Steering Committee
Photo of Dirk Anderson

Our Process

How do I request a loan?
01

Sign Up And Verify

Create a SALT account and complete identity verification
02

Customize Loan

Select your borrowing preferences and submit your loan application
03

Deposit Collateral

Send assets to your unique, multi-signature SALT collateral wallet
04

Get Funding

Once approved, receive cash, TUSD, or USDC directly to your account
Apply Now

Where Can We Lend?

SALT Lendable Jurisdictions with LegendApply Now

Contact Us

Have Questions?

Our loan managers will be happy to answer any questions about our loans and help you find the best plan for your needs.
By Phone
+1-(866) 615-6319
Monday-Friday
9AM - 6PM (MST)
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