Your Bitcoin Deserves a Better Lender.

Frustrated With Your Current Lender?
You're not alone. Here's what we hear constantly from borrowers who come to us.
Liquidation at 80%? — We don't do that!
Other lenders set low liquidation thresholds, meaning routine market dips can trigger a forced sale of your Bitcoin.
Made for the lender, not the borrower
Rigid structures, no flexibility in LTV or repayment terms. At SALT, your loan is structured around your situation and risk tolerance.
Customer service that disappears when it matters
Ticket queues. Bots. Days without a response. SALT clients know who to call and get a real expert who answers.
Your collateral is frozen — even when you need it most
Once you pledge with some lenders, it's locked until full payoff — you can't use it to make payments or reduce your LTV.
We know switching feels complicated. That's exactly why we walk you through every step.
Talk to our team. It's freeThe SALT Difference
Built to Keep Your Bitcoin Safe — Not to Take It.
Ten years. Every product decision, every loan structure, every customer service hire — all made with one north star: your Bitcoin stays your Bitcoin.
- It takes a significantly larger market event to trigger a margin event on a SALT loan than at competing platforms. Less stress, more time to react.
Higher margin call thresholds
- Flexible LTV options, repayment schedules, and terms — tailored to your risk tolerance and goals, not a templated product off a shelf.
Loan structures built for you
- Dedicated support from people who know crypto lending cold. When volatility hits, you'll have an expert — not a ticket number.
A real team in your corner
- Competitors make leaving difficult. We know that. Our team has navigated this exact process for borrowers from Ledn, Strike, Arch, and Unchained — and we'll be with you every step.
We help you through the switch

Switch today — we'll beat your current rate by 1.5%*
Available for new borrowers switching from Ledn, Strike, Arch, or Unchained. Schedule a consultation to claim it.

Ready to Make the Switch?
We review your current situation
Tell us about your existing loan, lender, and collateral. We'll assess exactly what a SALT loan would look like for you.
We map the switching path
Our team has helped dozens of borrowers navigate exits from Ledn, Strike, Arch, and Unchained. We know where the friction is.
You decide — zero pressure
This is a conversation, not a sales call. You'll leave with a clear picture of your options no matter what you choose.
Schedule Your Free Consultation
For borrowers switching from a competitor. Tell us what you're paying now and we'll show you exactly what you'd save.

Borrower protection
- Structured rebalancing plans during high-volatility periods
- Designed to give you a break during wild market moves — not make it a terminal event
- Real human support professionals available to help walk you through your options
- Built from 10 years of watching how markets actually move

- Zero margin calls or forced liquidations for the life of your loan
- Your Bitcoin stays in your account — no disruption to your tax strategy
- Available on qualifying loans over $50K with LTV under 70%
- Activate any time — up to 3 months before your loan matures
We Were Here When Others Weren't.
Years as the industry's longest-running crypto lender
Real humans available when markets move
Market cycles navigated while continuing to build and improve the platform
Customer funds lost in our entire operating history
From borrowers who switched
They Made the Move.They Haven't Looked Back.
FAQs
Common Questions From Switchers
How hard is it to leave my current lender?
Competitors can create friction when they realize you want to leave and our team has navigated this exact process for borrowers. We’ll walk you through every step, help you understand your current contract, and make the process as smooth as possible.
What makes SALT's margin thresholds different?
SALT loans require a significantly larger market decline before a margin event is triggered compared to most competitors. That added buffer gives you time to react — so a routine market dip doesn’t become a forced liquidation of your Bitcoin.
Does the consultation cost anything?
No. The consultation is completely free with zero obligation. Our goal is to give you a clear picture of what a SALT loan would look like for your situation — and what it would take to get there. You decide if and when you’re ready to move forward.
How is SALT still standing when others collapsed?
Structure. We’ve never rehypothecated client collateral, never relied on speculative yield products, and never made promises that depended on perpetual growth. Our model is built for survival — which is exactly why we’re the longest-running crypto lender in existence.
What happens to my Bitcoin while it's collateral?
Your Bitcoin is held in qualified custody with institutional-grade security. It is never rehypothecated, traded, or lent out while it’s backing your loan.
Your Bitcoin Deserves a Better Lender.
Schedule a free consultation today. No commitment, no pressure — just a clear picture of what borrowing with SALT looks like for you.






