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5.99% for six months No origination fee

Limited-Time Offer

Borrow against your bitcoin at 30% LTV with SALT Shield® included — no margin calls, no forced selling. You don't need to be sure the bottom is in to put your bitcoin to work.
  • No credit check
  • Funding in 24-48 hours
  • Keep your upside

6-month locked APR

5.99%

Up to 30% LTV · any loan size · rate locked the full term

  • SALT Shield® — bundled at no extra cost
  • Zero origination fees
  • No liquidation during the term of your loan

5.99%

INTRODUCTORY RATE

$0

Origination fee

30%

Maximum Loan-to-Value

6 month

TERM W/ SALT SHIELD® INCLUDED

*Collateral withdrawals are unavailable for the duration of coverage

Why now?

A six-month way to try us

If you've been weighing SALT against everyone else, this is the low-commitment version: our introductory rate, our strongest protection, and a term short enough to judge us on.

Rate

5.99% for the full term

Our introductory rate, fixed for all six months. No origination fee, no setup cost, nothing that steps up partway through.

Protection

SALT Shield®, included.

Normally an upgrade you pay for. Here it's in the price — so you don't have to be sure the bottom is in to borrow.

Term Length

Six months is the point

Long enough to be useful, short enough to see how we handle a loan before you commit to anything bigger.

The differentiator

SALT Shield® is why borrowers stop refreshing the chart

Most bitcoin-backed loans leave you watching the chart and fearing a margin call. SALT Shield® is built differently — designed to keep you in your loan and your collateral intact when the market goes sideways.

  • No forced liquidation during your loan term

    Most bitcoin-backed loans leave you watching the chart and fearing a margin call. SALT Shield® is built differently — designed to keep you in your loan and your collateral intact when the market goes sideways.
  • Built into the rate

    You don't choose SALT Shield® as an add-on. It's part of the bundle. Same rate, full 6-month term.
  • Try it, keep it

    If you've been on the fence about SALT, the bundle lets you experience our best protection first-hand — without a separate decision or extra fee.

Read this part

Getting started is easy! Just complete the form below

From there our team takes over — applying the 5.99% rate, setting your six-month term before your loan agreement is issued, and switching on SALT Shield® once your loan is active 

Get your promo code now
Offer ends September 15, 2026

Three fields. We’ll send the code and short instructions for using it — that’s it.

Questions before you sign up?
Email [email protected]

Six things worth knowing

Before you apply

  • New collateral only

    The loan must be funded by bitcoin you deposit for it. Existing borrowers are welcome, but refinances, renewals, and collateral already backing a loan don't qualify.

  • Six-month terms only

    This offer exists at one term length. Our team can talk you through standard pricing for longer terms.

  • Bitcoin collateral only

    SALT Shield® is available on loans collateralized entirely by BTC. Other assets aren't eligible for this offer.

  • No withdrawals until maturity

    While Shield is active, collateral stays put for the full term regardless of where your LTV sits.

  • Your payments don't change

    Shield stops margin calls, not obligations. Interest and principal are still due on schedule and at maturity.

  • Approval and availability apply

    Subject to approval, loan minimums, and where we can lend. Terms may change.

Lock your rate. Protect your stack.

Apply for the Shield Bundle to lock in 5.99% APR and get SALT Shield® included for the full 6-month term.
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