Liquidity without liquidation anxiety.

Limited-Time Offer

A locked rate paired with SALT Shield™ — our strongest downside protection — included for the full 12-month term. No origination fee. No liquidation during the term of your loan.
  • No credit check
  • Funding in 24-48 hours
  • Keep your upside

12-month locked APR

10.95%

Up to 50% LTV · any loan size · rate locked the full term

  • SALT Shield™ — bundled at no extra cost
  • Zero origination fees
  • No liquidation during the term of your loan

What's in the bundle

One loan. One rate.
Everything included.

A locked rate, our flagship downside protection, and zero fees — all priced into one number. This is the cleanest path into SALT we've ever offered.

Rate

10.95% APR, locked.

Your rate is fixed for the full 12-month term. No re-pricing if rates rise. No surprises mid-loan.

Protection

SALT Shield™, included.

Our strongest downside protection — engineered to keep your collateral working through volatility.

Fees

$0 origination fee.

No origination fees and no setup costs. Up to 50% LTV on any loan size, subject to jurisdictional availability and minimums.

The differentiator

SALT Shield™ is why borrowers stop refreshing the chart.

Most bitcoin-backed loans leave you watching the chart and fearing a margin call. SALT Shield™ is built differently — designed to keep you in your loan and your collateral intact when the market goes sideways.

  • No forced liquidation during your loan term

    Most bitcoin-backed loans leave you watching the chart and fearing a margin call. SALT Shield™ is built differently — designed to keep you in your loan and your collateral intact when the market goes sideways.
  • Built into the rate

    You don't choose SALT Shield™ as an add-on. It's part of the bundle. Same rate, full 12-month term.
  • Try it, keep it

    If you've been on the fence about SALT, the bundle lets you experience our best protection first-hand — without a separate decision or extra fee.

Loan Terms

10.95%

Locked APR for 12 months

50%

Maximum Loan-to-Value

$0

Origination fee

12 mos

SALT Shield™ Included

*Collateral withdrawals are unavailable for the duration of coverage

Get the Shield Bundle Today!

Lock your rate with SALT Shield™ included for added peace of mind.

Fill out the form below and a SALT specialist will reach out to get you started.

Things people ask before applying.

First-time SALT borrowers and anyone who’s been on the fence. The bundle is the easiest way to access our best downside protection at a price that beats almost all of the competition — without making a separate decision about.

Yes. SALT Shield™ is bundled into the 10.95% APR for the full 12-month term. There’s no separate fee, add-on charge, or upgrade tier. The rate you see is the rate you pay.

It means SALT will not force-sell your collateral due to price movement during the term of your loan. Your collateral stays with you through the full 12 months, even during sharp drawdowns. See terms and conditions.

The bundle is available for any loan size, subject to jurisdictional availability and minimums. Most borrowers qualify — our team will confirm during application.

No, per the SALT Shield™ Terms and Conditions, no Collateral withdrawals shall be permitted until the Maturity Date regardless of the then-current Loan LTV or Lender’s past practices.

You can repay, renew, or refinance. We’ll reach out before your term ends with options. The 10.95% rate is locked for the bundle’s 12-month window.

Yes — SALT offers loan terms beyond 12 months. The Shield Bundle is a 12-month product specifically designed to make our downside protection easy to access. Talk to our team about other term options that may fit your situation.

Lock your rate. Protect your stack.

Apply for the Shield Bundle to lock in 10.95% APR and get SALT Shield™ included for the full 12-month term.
Apply for the bundle

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