Rates & Fees
Standard Rates
| LTV | Origination Fee* *Where Applicable |
Interest Rate | APR | Term |
|---|---|---|---|---|
| 30% | 1% | 7.95% | 8.95% | 12 months |
| 50% | 1% | 9.95% | 10.95% | 12 months |
| 70% | 1% | 13.45% | 14.45% | 12 months |
* Terms and Conditions Apply. SALT RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Loan inquiry does not constitute an offer, availability, or application for a loan. Loan options and terms selected may not be available in your jurisdiction, for your loan amount, and or collateral type. SALT Loans are subject to jurisdictional limitations and other restrictions. SALT may not be able to offer a loan to all borrowers. SALT loans are originated by Salt Lending LLC. NMLS #1711910. NMLS Consumer Access.
Fees
| Fee | Fee Type |
|---|---|
| 0% | Prepayment Fees Custody Fees Withdrawal Fees |
| 1% | Origination Fee* Conversion (Post-Stabilization) |
| 1.5% | Processing fee for Payments with Cryptocurrency (if not enrolled in Auto-Pay) Processing fee for Loan Pay Off with Collateral |
| 2% | Conversion (Post-Stabilization - If Selected) |
| 3% | Stabilization Fee (If Selected) |
| 5% | Liquidation Fee (If Selected) |
*Not applicable in all jurisdictions. Origination Fee may be applicable to refinances and may be deemed administrative fee in applicable jurisdictions.
Key Loan Terms
| Terms | Details |
|---|---|
| Borrower Eligibility | Eligibility is determined on a case-by-case scenario subject to KYC/AML requirements and varies based on the amount of the loan |
| Loan Minimum | $5,000 *availability based on jurisdiction |
| Loan Terms | 12 month terms |
| Available APR's | 8.95% to 14.45% APR **APR is inclusive of interest and origination fees, where applicable |
| Payout Options | US dollars or stablecoin (USDC / USDT) |
| Prepayment Option | Loan is repayable at any time with no penalty |
| Payment Options | Elect to pay monthly payments of interest or accrue the interest and pay at maturity *availability based on jurisdiction |
| Loan-to-Value (LTV) Range | 30% - 50% - 70% *availability based on jurisdiction |
| Available Collateral Types | BTC - ETH - USDC - USDT - SALT |
| Refinancing | All loans are eligible for refinancing at any time subject to current rates and fees |
BORROW Low with Market Rates from: 8.95% - 14.45% APR*
*Available rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction, and collateral profile. Other terms, conditions, and restrictions may apply.
