Unlock the Power of Your Bitcoin with a Loan

Thank you for considering SALT for your Bitcoin-backed loan. We’re excited to help you unlock the value of your Bitcoin today!

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Why Choose a Bitcoin-Backed Loan Instead of Selling?

Retain Bitcoin’s Upside Potential
By not selling, you leave the door open for Bitcoin’s price to rise. If the value of Bitcoin increases while your loan is in place, you could benefit from the growth without selling.
Flexibility and Control
Bitcoin-backed loans often come with flexible terms, allowing you to choose loan amounts and repayment schedules that suit your financial situation.
Manage Tax Implications
Selling Bitcoin could trigger taxable events, depending on your jurisdiction. A Bitcoin loan, on the other hand, typically doesn’t create taxable income.
Protect Against Bitcoin Volatility
Borrowing against Bitcoin lets you access liquidity without selling during market dips, helping you ride out volatility and maintain your position for future growth.
Access Needed Liquidity Quickly
A Bitcoin-backed loan gives you quick access to cash without waiting for a sale transaction to complete. It's a fast way to meet your immediate financial needs.
No Credit Check or Underlying Debt
Typically, a Bitcoin-backed loan doesn’t require a credit check, making it an ideal option if you want access to funds without incurring traditional debt.
Keep Your Portfolio Diversified
By holding on to your Bitcoin while taking a loan, you avoid having to sell off portions of your portfolio. This keeps your assets diversified and invested in the cryptocurrency market.
Think About Net Benefit of Borrowing
With an average Bitcoin growth rate of 50%, inflation at 7%, and borrowing costs at 13%, your net benefit is a 40% gain. Borrowing becomes a smart financial move — liquidity today, growth tomorrow.

See where we lend

The Original Bitcoin For Cash Lender

Providing trust and innovation in the Bitcoin-backed lending space since 2016.

Trusted by thousands of customers since 2016, SALT Lending has been a leader in the world of Bitcoin-backed loans. We’ve helped people access cash quickly, securely, and with competitive rates — all while putting your Bitcoin and other crypto assets to work for you.

Rates starting at
8.95%
Term duration
12-Months
Borrow up to
70% LTV
Prepayment Fees
None

Available rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction, and collateral profile. Other terms, conditions, and restrictions may apply.

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This is our way of thanking you for choosing SALT Lending.