So you own crypto…
NOW WHAT?

Borrow against it so you can spend cash, not crypto.

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NOW WHAT?

Do you have crypto but don’t know what to do with it?

Have your crypto and use it, too

With SALT, you don’t have to choose between selling or HODling. By using your crypto as collateral for a cash loan, you can unlock the value of your assets without having to sell.

Achieve your goals

Whether you’ve been dreaming about starting a business, adopting a child, paying for a wedding or you simply need more cash to buy more crypto, make it happen with a crypto-backed loan.

HOW IT WORKS

A loan designed to help you HODL.

Unlike a traditional loan that takes your credit score into account, a SALT loan is an asset-backed loan in which your cryptoassets act as collateral for your line of credit. Once you pay back your loan, we’ll return your assets to you.

SALT Loan Dashboard for Desktop

The Original
Crypto-Backed Loan

* Not available in all jurisdictions. Please see Borrower Portal for more information.

THE DIFFERENCE

A loan backed by your crypto, not your credit score.

SALT
LOAN

TRADITIONAL
LOAN

Focused on helping you HODL

No prepayment fees

No origination fees

No impact on your credit score

No borrowing against future income, only against collateral you already own

Loan amount determined by your available crypto collateral

Option to choose stablecoin payouts

Opportunity to grow crypto holdings

WHY YOU NEED SALT

Loans that help you accomplish your goals.

Why miners, traders, and bitcoiners choose SALT.

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Competitive rates

We offer competitive interest rates on loan amounts starting from $5,000 up into the millions.

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No credit checks

If you have crypto, you have credit. We can move quickly and fund your loan within 24-48 hours.

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24/7 customer support

Our support team is available via phone during normal business hours or via email 24/7/365.

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Payout in fiat or stablecoin

No bank? No problem. Stablecoin payouts and deposits make it easy for you to manage your loan outside of normal banking hours.

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Stablecoin deposits

Easily manage your loan outside of normal banking hours and stabilize your Loan-to-Value (LTV) at anytime.

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Loan management

Our mobile app, LTV Monitor, and real-time alert system allow you to track & manage your loan, wherever you are.

FLEXIBILITY ICON

Customization

We offer flexible loan terms from 3-12 months and LTVs up 70%. You can customize your loan when you apply.

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No hidden fees

We don’t charge origination or prepayment fees, so you can pay back as much of your loan whenever you want.

 
Whether it's for coffee or a car , groceries or a boat , drinks or a home , delivery or a wedding , gas or a pool , concert tickets or a flight

now you can use your crypto to pay for anything without having to sell it.

now you can use your crypto to pay for anything

without having to sell any of it.

Benefits of the SALT Credit Card

By joining the waitlist you agree to receive marketing communications from SALT. The waitlist does not guarantee that you will receive a SALT Card. SALT Card will be subject to eligibility requirements, including geographic and suitability limitations. Fees and terms are not final and are subject to change at any time in SALT’s sole discretion.

OUR LOAN PRODUCTS

From buying a car to starting a business, a crypto-backed loan can help you get there. Choose the loan option that's right for you.

Business Loan

YOU CAN:

Personal Loan

YOU CAN:

OUR PROCESS

How do I request a crypto loan?

01

Sign up and verify

Create a SALT account and complete identity verification

02

Customize Loan

Select your borrowing preferences and submit your loan application

03

Deposit Collateral

Send assets to your unique, multi-signature SALT collateral wallet

04

Get Funding

Once approved, receive cash, TUSD, or USDC directly to your account

Don’t just take our word for it,
see what others are saying

Don’t just take our word for it, see what others are saying

My SALT loans are helping me accomplish my mining goals. We utilized some of the cash flow to add mining equipment at a critical time. By taking out a loan with SALT, we're able to have our cake and eat it, too.
Bill L. - Loan Holder
It’s extremely easy to apply for a loan. The platform is simple. It’s clean, and there’s not a lot of jargon to comb through, which makes it significantly easier to go through the loan process.
Justin P. - Loan Holder
I am extremely pleased with the support I got. They put an extra effort in to help me get the answers I wanted. I can surely work with a company with such great client service.
Reginald H. - Platform User
I am extremely pleased with the support I got. They put an extra effort in to help me get the answers I wanted. I can surely work with a company with such great client service.
Reginald H. - Platform User

Where can we lend?

North America

United States

Canada

South America

Europe

Asia

Oceania

Individual and Business Loans

Business Loans

Have Questions?

Our loan managers will be happy to answer any questions about our loans and help you find the best plan for your needs.

By Phone

+1-(866) 615-6319

Monday-Friday
9AM - 6PM (MST)

NEED HELP?

NEED HELP?

Get in Touch with an Expert