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So you own crypto…
NOW WHAT?

Borrow against it so you can spend cash, not crypto.

TELL ME MORE
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NOW WHAT?

Do you have crypto but don’t know what to do with it?

Have your crypto and use it, too

With SALT, you don’t have to choose between selling or HODling. By using your crypto as collateral for a cash loan, you can unlock the value of your assets without having to sell.

Achieve your goals

Whether you’ve been dreaming about starting a business, adopting a child, paying for a wedding or you simply need more cash to buy more crypto, make it happen with a crypto-backed loan.

HOW IT WORKS

A loan designed to help you HODL.

Unlike a traditional loan that takes your credit score into account, a SALT loan is an asset-backed loan in which your cryptoassets act as collateral for your line of credit. Once you pay back your loan, we’ll return your assets to you.

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SALT Loan Dashboard for Desktop

The Original
Crypto-Backed Loan

  • bullet copy Starting from $5,000*
  • bullet copy Interest rates from 0.52%*
  • bullet copy Terms from 12 to 60 months
  • bullet copy Starting LTV from 20% - 70%
  • bullet copy $0 origination or prepayment fees
SIGN UP TODAY

* Not available in all jurisdictions. Please see Borrower Portal for more information.

THE DIFFERENCE

A loan backed by your crypto, not your credit score.

SALT
LOAN

TRADITIONAL
LOAN

Focused on helping you HODL

No prepayment fees

No origination fees

No impact on your credit score

No borrowing against future income, only against collateral you already own

Loan amount determined by your available crypto collateral

Option to choose stablecoin payouts

Opportunity to grow crypto holdings

SEE HOW WE STACK UP AGAINST OUR COMPETITORS

WHY YOU NEED SALT

Loans that help you accomplish your goals.

Why miners, traders, and bitcoiners choose SALT.

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Competitive rates

We offer competitive interest rates on loan amounts starting from $5,000 up into the millions.

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No credit checks

If you have crypto, you have credit. We can move quickly and fund your loan within 24-48 hours.

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24/7 customer support

Our support team is available via phone during normal business hours or via email 24/7/365.

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Payout in fiat or stablecoin

No bank? No problem. Stablecoin payouts and deposits make it easy for you to manage your loan outside of normal banking hours.

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Stablecoin deposits

Easily manage your loan outside of normal banking hours and stabilize your Loan-to-Value (LTV) at anytime.

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Loan management

Our mobile app, LTV Monitor, and real-time alert system allow you to track & manage your loan, wherever you are.

FLEXIBILITY ICON

Customization

We offer flexible loan terms from 3-12 months and LTVs up 70%. You can customize your loan when you apply.

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No hidden fees

We don’t charge origination or prepayment fees, so you can pay back as much of your loan whenever you want.

 
Sign up today
Whether it's for coffee or a car , groceries or a boat , drinks or a home , delivery or a wedding , gas or a pool , concert tickets or a flight

now you can use your crypto to pay for anything without having to sell it.

now you can use your crypto to pay for anything

without having to sell any of it.

Benefits of the SALT Credit Card

  • bullet copy Use your card anywhere, to buy anything
  • bullet copy No credit check (your bitcoin IS your credit)
  • bullet copy Spend cash, HODL bitcoin
  • bullet copy Earn rewards
  • bullet copy Flexible credit limits and open term
  • bullet copy 24/7 customer support

By joining the waitlist you agree to receive marketing communications from SALT. The waitlist does not guarantee that you will receive a SALT Card. SALT Card will be subject to eligibility requirements, including geographic and suitability limitations. Fees and terms are not final and are subject to change at any time in SALT’s sole discretion.

OUR LOAN PRODUCTS

From buying a car to starting a business, a crypto-backed loan can help you get there. Choose the loan option that's right for you.

Business Loan

YOU CAN:

  • BULLET Start a new business
  • BULLET Fund your company
  • BULLET Expand your business
APPLY NOW
Path
LEARN MORE

Personal Loan

YOU CAN:

  • BULLET Reinvest your money
  • BULLET Renovate your home
  • BULLET Make a big purchase
APPLY NOW
Path
LEARN MORE
LEARN MORE ABOUT OUR LOAN FEATURES

OUR PROCESS

How do I request a crypto loan?

01

Sign up and verify

Create a SALT account and complete identity verification

02

Customize Loan

Select your borrowing preferences and submit your loan application

03

Deposit Collateral

Send assets to your unique, multi-signature SALT collateral wallet

04

Get Funding

Once approved, receive cash, TUSD, or USDC directly to your account

APPLY NOW

Don’t just take our word for it,
see what others are saying

Don’t just take our word for it, see what others are saying

My SALT loans are helping me accomplish my mining goals. We utilized some of the cash flow to add mining equipment at a critical time. By taking out a loan with SALT, we're able to have our cake and eat it, too.
Bill L. - Loan Holder
It’s extremely easy to apply for a loan. The platform is simple. It’s clean, and there’s not a lot of jargon to comb through, which makes it significantly easier to go through the loan process.
Justin P. - Loan Holder
I am extremely pleased with the support I got. They put an extra effort in to help me get the answers I wanted. I can surely work with a company with such great client service.
Reginald H. - Platform User
I am extremely pleased with the support I got. They put an extra effort in to help me get the answers I wanted. I can surely work with a company with such great client service.
Reginald H. - Platform User

Where can we lend?

MAP
LIST

North America

United States

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • D.C.
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Lousiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Islan
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Canada

  • Alberta
  • British Columbia
  • Manitoba
  • New Brunswick
  • N.L.
  • Nova Scotia
  • Ontario
  • PEI
  • Saskatchewan
  • N.W.T.
  • Nunavut
  • Yukon

South America

  • Brazil

Europe

  • Switzerland
  • United Kingdom

Asia

  • United Arab Emirates
  • Hong Kong

Oceania

  • Australia
  • New Zealand

Individual and Business Loans

Business Loans

APPLY NOW

Have Questions?

Our loan managers will be happy to answer any questions about our loans and help you find the best plan for your needs.

By Phone

+1-(866) 615-6319

Monday-Friday
9AM - 6PM (MST)

By Email

[email protected]

NEED HELP?

NEED HELP?

Get in Touch with an Expert

Use of, access to, and all other policies, restrictions, and limitations governing any pages, links, or content owned by Salt Blockchain Inc. (“SALT”) and/or affiliates provided here is controlled and governed by the documentation, policies, and statements therein. Please see Terms of Use for further information, disclosures, and policies.

Salt Lending LLC: Salt Master Fund II, LLC – NMLS 1711910 

NMLS Consumer Access

 

 

 

Disclaimer

This website contains depictions that are a summary of the process for obtaining a loan and provided for illustrative purposes only. For example a one year $10,000 loan with a rate of 6.00% APR would have 12 scheduled monthly payments of $861. There is no down payment required. Annual percentage rates (APRs) through the website vary. The use or access of the website or platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. Additional terms, conditions, requirements, suitability, and screenings, among other restrictions, may apply at the sole discretion of SALT. Salt Lending LLC’s loans are issued pursuant to private agreements. You should review the representations and warranties described in the loan agreement.

Borrowing against collateral entails risk and may not be appropriate for your needs. Rates for SALT products are subject to change. Digital currency is not legal tender, is not backed by the United States or any other government, and SALT accounts are not subject to FDIC or SIPC protections.

No Investment Advice

Nothing on this website should be construed as an offer or sale of SALT Tokens, or any endorsement or recommendation regarding any type of digital assets. The information provided on this website does not constitute investment advice, financial advice, trading advice, or any other sort of advice and you should not treat any of the website’s content as such. You are encouraged to conduct your own research and due diligence and to consult your financial, tax or legal advisors before making any investment decisions. Digital assets are highly speculative and the market is largely unregulated. Anyone considering investing in or with digital assets should be prepared to lose their entire investment.

Third Party Information

Third party information, advertisements and hyperlinks on this website, including information about certain secondary exchanges on which the SALT Tokens trade, do not constitute an endorsement, guarantee, warranty, or recommendation in any way by SALT. Your access or use of any such third party services, including purchasing or selling SALT Tokens on a secondary exchange, is at your own risk and SALT will have no liability for any access or use of such services.

Accuracy of Information

Third party information, advertisements and hyperlinks on this website, including information about certain secondary exchanges on which the SALT Tokens trade, do not constitute an endorsement, guarantee, warranty, or recommendation in any way by SALT. Your access or use of any such third party services, including purchasing or selling SALT Tokens on a secondary exchange, is at your own risk and SALT will have no liability for any access or use of such services.