So you own crypto...
Now what?

Borrow against it so you can spend cash, not crypto.
Tell me more
Now what?

Do you have crypto but don’t know what to do with it?

Have your crypto and use it, too

With SALT, you don’t have to choose between selling or HODling. By using your crypto as collateral for a cash loan, you can unlock the value of your assets without having to sell.

Achieve your goals

Whether you’ve been dreaming about starting a business, adopting a child, paying for a wedding or you simply need more cash to buy more crypto, make it happen with a crypto-backed loan.

How it works

A loan designed to help you HODL.
Unlike a traditional loan that takes your credit score into account, a SALT loan is an asset-backed loan in which your cryptoassets act as collateral for your line of credit. Once you pay back your loan, we’ll return your assets to you.
Get Started Now

The Original
Crypto-Backed Loan

  • Starting from $1,000*
  • APRs from 0.52%*
  • Terms from 12 to 60 months
  • Starting LTV from 20% - 70%
  • $0 origination or prepayment fees
*Available rates and terms are subject to change and may vary based on loan amount, qualifications, jurisdiction, and collateral profile. Other terms, conditions, and restrictions may apply.
Crypto-backed loan dashboardm onitoring loan health and collateral balance on desktop
The Difference

A loan backed by your crypto, not your credit score.

SALT Loan
SALT Loan
Traditional Loan
Traditional Loan
Focused on helping you HODL
Check Mark
X Mark
No prepayment fees
Check Mark
X Mark
No origination fees
Check Mark
X Mark
No impact on your credit score
Check Mark
X Mark
No borrowing against future income, only against collateral you already own
Check Mark
X Mark
Loan amount determined by your available crypto collateral
Check Mark
X Mark
Option to choose stablecoin payouts
Check Mark
X Mark
Opportunity to grow crypto holdings
Check Mark
X Mark
See How We Stack Up Against Our Competitors

Why You Need SALT

Loans that help you accomplish your goals.
Why miners, traders, and bitcoiners choose SALT.

Competitive rates

We offer competitive interest rates on loan amounts starting from $1,000 up into the millions

No credit checks

If you have crypto, you have credit. We can move quickly and fund your loan within 24-48 hours.

24/7 customer support

Our support team is available via phone during normal business hours or via email 24/7/365

Payout in fiat or stablecoin

No bank? No problem. Stablecoin payouts and deposits make it easy for you to manage your loan outside of normal banking hours

Stablecoin deposits

Easily manage your loan outside of normal banking hours and stabilize your Loan-to-Value (LTV) at anytime

Loan management

Our mobile app, LTV Monitor, and real-time alert system allow you to track & manage your loan, wherever you are

Customization

We offer flexible loan terms from 12-60 months and LTVs up to 70%. You can customize your loan when you apply

No hidden fees

We don’t charge origination or prepayment fees, so you can pay back as much of your loan whenever you want
Sign Up Today

Whether it's for an everyday purchase or a major purchase, use your crypto to buy anything without having to spend or sell any of it.

SALT 2 Metal Credit Card Product Shot

Benefits of the SALT Credit Card

    Use your card anywhere, to buy anything
    No credit check (your bitcoin IS your credit)
    Spend cash, HODL bitcoin
    Earn rewards
    Flexible credit limits and open term
    24/7 customer support
Join Waitlist
By joining the waitlist you agree to receive marketing communications from SALT. The waitlist does not guarantee that you will receive a SALT Card. SALT Card will be subject to eligibility requirements, including geographic and suitability limitations. Fees and terms are not final and are subject to change at any time in SALT’s sole discretion.

Our Loan Products

From buying a car to starting a business, a crypto-backed loan can help you get there. Choose the loan option that's right for you.
Learn More About Our Loan Features

Business Loan

You can:
    Start a new business
    Fund your company
    Expand your business
Apply NowLearn More

Personal Loan

You can:
    Reinvest your money
    Renovate your home
    Make a big purchase
Apply NowLearn More

Our Process

How do I request a loan?
01

Sign Up And Verify

Create a SALT account and complete identity verification
02

Customize Loan

Select your borrowing preferences and submit your loan application
03

Deposit Collateral

Send assets to your unique, multi-signature SALT collateral wallet
04

Get Funding

Once approved, receive cash, TUSD, or USDC directly to your account
Apply Now

Don’t just take our word for it,
see what others are saying

"My SALT loans are helping me accomplish my mining goals. We utilized some of the cash flow to add mining equipment at a critical time. By taking out a loan with SALT, we're able to have our cake and eat it, too."
Bill L.
Loan Holder
"It’s extremely easy to apply for a loan. The platform is simple. It’s clean, and there’s not a lot of jargon to comb through, which makes it significantly easier to go through the loan process."
Justin P.
Loan Holder
"I am extremely pleased with the support I got. They put an extra effort in to help me get the answers I wanted. I can surely work with a company with such great client service."
Reginald H.
Platform User

Where Can We Lend?

SALT Lendable Jurisdictions with LegendApply Now

Contact Us

Have Questions?

Our loan managers will be happy to answer any questions about our loans and help you find the best plan for your needs.
By Phone
+1-(866) 615-6319
Monday-Friday
9AM - 6PM (MST)
  • This field is for validation purposes and should be left unchanged.
chevron-down