Promotion Terms & Conditions

During the months of January, February, and March 2019, SALT will be offering a series of two-week long loan and rate promotions. Promotional offers are subject to additional restrictions, conditions, requirements, and availability. Please see for promotional details, terms, conditions, and limitations. Promotional Term: January 28, 2019 - March 20, 2019. Terms, Conditions, and Restrictions Apply. Please see these Terms and your Loan Agreement for further information.

The SALT Lending Promotion is for eligible loans above $50,000 with 3-12 month terms, and may be restricted to select jurisdictions. Available Rates and Terms are subject to change and may vary based on loan amount, qualifications, and collateral profile. Available Rates may be subject and other terms, conditions, and limitations. Loan approval subject to AML, KYC, collateral verification, and other screening. All loans are subject to SALT loan policies, criteria, screening, and verification. Other restrictions may apply to loan application and origination.

Annual Percentage Rate (APR) and Loan-to-Value (LTV) are offered subject to SALT loan criteria, collateral verification, screening, and other restrictions and limitations. Rates and Terms highlighted in this promotion may not be available for all SALT loans. Certain restrictions may apply.

Promotion is not available to refinance an existing SALT loan. Promotion cannot be used in connection to any other promotional terms or specials offers. SALT reserves the right to discontinue promotions without notice at any time for any reason. Promotional rates and terms are subject to change without notice.

Loan must be funded January 28, 2019 - March 20, 2019 to be eligible for promotional rates. Collateral deposit and verification are required prior to loan funding.

Loans are privately issued by affiliated direct lending vehicles. SALT Lending is a Platform and not a direct lender.

For example, a one year $10,000 loan with a rate of 18.00% APR would have 12 scheduled monthly payments of $917. There is no down payment required. Annual percentage rates (APRs) through SALT vary. Eligibility is not guaranteed and requires that a sufficient pool of liquidity is available to fulfill your request, other restrictions, requirements, screening, and conditions apply. Individual US citizen borrowers must be a permanent resident and at least 18 years old (or local age of majority). Valid bank account and social security number/FEIN are required. Refer to the Membership Agreement, Terms of Use, and your Loan Agreement for additional details and conditions. Borrowing against collateral entails risk and may not be appropriate for your needs. Salt Lending does not provide legal and/or tax advice. Please consult your advisor.

SALT Lending's loans are issued pursuant to private agreements. You should review the representations and warrantees described in the loan agreement. Not FDIC-insured; investments may lose value; no SALT or bank guarantee.

The use or access of the SALT Lending website or Platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. Additional terms, conditions, requirements, suitability, and screenings, among other restrictions, may apply at the sole discretion of SALT Lending.

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Use of, access to, and all other policies, restrictions, and limitations governing any pages, links, or content owned by Salt Lending Holdings, Inc. and/or affiliates provided here is controlled and governed by the documentation, policies, and statements therein. Please see each website for further information, disclosures, and policies.