Long on Bitcoin?
So are we! Don't sell your Bitcoin, borrow against it with a Bitcoin-backed loan.
Loans that help you accomplish your goals.
Why miners, traders, and bitcoiners choose SALT.
We offer competitive interest rates on loan amounts starting from $5,000 up into the millions.
No credit checks
If you have crypto, you have credit. We can move quickly and fund your loan within 24-48 hours.
24/7 customer support
Our support team is available via phone during normal business hours or via email 24/7/365.
Payout in fiat or stablecoin
No bank? No problem. Stablecoin payouts and deposits make it easy for you to manage your loan outside of normal banking hours.
Easily manage your loan outside of normal banking hours and stabilize your Loan-to-Value (LTV) at anytime.
Our mobile app, LTV Monitor, and real-time alert system allow you to track & manage your loan, wherever you are.
We offer flexible loan terms from 3-12 months and LTVs up 70%. You can customize your loan when you apply.
No hidden fees
We don’t charge origination or prepayment fees, so you can pay back as much of your loan whenever you want.
HOW IT WORKS
A loan designed to help you HODL.
Unlike a traditional loan that takes your credit score into account, a SALT loan is an asset-backed loan in which your Bitcoins acts as collateral for your line of credit. Once you pay back your loan, we’ll return your Bitcoin to you.
* Not available in all jurisdictions. Please see Borrower Portal for more information.
A loan backed by your Bitcoin, not your credit score.
Focused on helping you HODL
No prepayment fees
No origination fees
No impact on your credit score
No borrowing against future income, only against collateral you already own
Loan amount determined by your available Bitcoin collateral
Option to choose stablecoin payouts
Opportunity to grow Bitcoin holdings
now you can use your crypto to pay for anything without having to sell it.
now you can use your crypto to pay for anything
without having to sell any of it.
Benefits of the SALT Credit Card
By joining the waitlist you agree to receive marketing communications from SALT. The waitlist does not guarantee that you will receive a SALT Card. SALT Card will be subject to eligibility requirements, including geographic and suitability limitations. Fees and terms are not final and are subject to change at any time in SALT’s sole discretion.
From buying a car to starting a business, a crypto-backed loan can help you get there. Choose the loan option that's right for you.
How do I request a crypto loan?
Sign up and verify
Create a SALT account and complete identity verification
Select your borrowing preferences and submit your loan application
Send assets to your unique, multi-signature SALT collateral wallet
Once approved, receive cash, TUSD, or USDC directly to your account
Don’t just take our word for it,
see what others are saying
Don’t just take our word for it, see what others are saying
I am extremely pleased with the support I got. They put an extra effort in to help me get the answers I wanted. I can surely work with a company with such great client service.
Where can we lend?
Individual and Business Loans
Our loan managers will be happy to answer any questions about our loans and help you find the best plan for your needs.
9AM - 6PM (MST)